Financial advisors
White-glove support for your clients.
When a client retires, starts a company or gets a bill that looks wrong, they have one place to turn for help, and you never have to become the expert.
Partners
One place to turn for everyone you serve.
Malta gives your clients, patients, residents and members white-glove help with their coverage, their care and their bills, from choosing a plan to a bill that looks wrong.
Introduced by a financial advisor
How we help
Company benefits
Marcus, who runs a growing companyWe just hired our twelfth person. Should we offer a group plan?
- Plans quoted with carriers
- Malta set up the plan in place of a broker
- Enrollment run for the team
One introduction covers every kind of plan.
Whoever you send, we take it from there, whether they run a company, buy their own plan or are turning 65.
Employers
Benefits for the companies you work with.
Malta runs the company's benefits all year in place of a broker, from the first hire's plan to self-funding, and the Malta Concierge takes care of their employees.
Individuals and families
For people who buy their own plan.
A licensed advisor helps them choose a Marketplace plan, with any tax credit they qualify for, or an off-exchange plan, and the Malta Concierge helps them use it all year.
Medicare
We help at 65, then every fall.
A licensed advisor helps people choose among the Medicare plans we offer where they live, around their doctors and prescriptions, then checks their plan again every fall.
Who we work with.
We work with the advisors, investors, care teams and communities people already trust, and each one gets the same help for the people they send.
- Learn more about partnering as Financial advisors
Health systems and providers
Learn more about partnering as Health systems and providersHelp patients stay covered when things change.
When a patient loses job-based coverage, moves or turns 65, we check whether it opens a window to enroll and help them choose a plan before the old one ends.
Senior living
Learn more about partnering as Senior livingHelp residents and the families beside them.
A licensed advisor helps residents with Medicare each fall, the Malta Concierge works with their families once a resident says yes, and we can run benefits for your own staff.
Associations and communities
Learn more about partnering as Associations and communitiesHelp your members with every kind of plan.
Your members can bring us their company's benefits, their own plan or Medicare, and the Malta Concierge helps them use it all year.
Accelerators and VCs
Learn more about partnering as Accelerators and VCsHelp your founders offer benefits from the first hire.
When a founder asks about health insurance, we help with their own coverage, compare a PEO with a plan of their own, then run the company's benefits as the team grows.
Something else
Learn more about partnering as Something elseIf people come to you for advice, let's talk.
Malta runs benefits for companies and helps people with their own plan or Medicare, so if the people you advise could use any of that, tell us how you work with them.
What you get as a partner.
You share one link with your name on it, and our partnerships team briefs your team and answers your questions by email and phone.
A page with your name on it.
Share one link, and the people you introduce land on a Malta page that names you. With each person's written permission, we let you know once we've connected.
A briefing for your team.
We walk your team through who Malta helps and how to share your link, and go over the Medicare and state referral rules we follow before anyone is introduced.
A quick answer when you're unsure.
Not sure Malta fits someone you serve? Email or call us, without names or health details, and we'll tell you whether we can help before you make the introduction.
Our team comes from benefits, healthcare and tech.
Before Malta, we worked at benefits firms like Newfront, Marsh and WTW, health companies like Collective Health, and tech companies like Airbnb, Uber and Google.
FAQs
What partners ask us first.
Malta runs benefits for companies and helps people and families choose and use their own plan or Medicare. One partnership covers all three, so you can send anyone you serve.
Malta is a licensed insurance agency. When someone enrolls in a plan through Malta, the insurer pays us a commission, as it would any broker, and people with Medicare or their own plan pay the same premium as buying directly from the insurer. For companies, we disclose how we're paid, including any fees for self-funded and ICHRA plans, before they sign.
Only if they ask us to. We don't take lists or contact details from partners: each person reaches out to us through your link or by phone, and chooses how we stay in touch.
With written permission from the person you introduced, we'll let you know we've connected and whether we could help. We never share plan details or health information.
Yes. Medicare and state rules limit how people can be referred to an insurance agency, and we go over the rules we follow on the first call, before you introduce anyone.
A licensed advisor compares plans around each person's doctors, prescriptions and budget, including any tax credit they qualify for on a Marketplace plan, and for companies we quote the options available to them. Once someone enrolls through Malta, the Malta Concierge checks their bills against the plan and works to fix mistakes. We never promise a savings figure.
Tell us about the people you serve.
Our partnerships team will reply by email to set up a first call.